Perceived Usefuleness
Perceived Usefuleness
Perceived usefulenessPU1If Milma/GP accept payment through mobile money, it is likely to be more convenient than using cash.Strongly disagree strongly agree1 2 3 4 5PU2Mobile money is likely to be useful for my daily cash transactions.Strongly disagree strongly agree1 2 3 4 5PU3Mobile money gives me a good alternative to cash/debit card.Strongly disagree strongly agree1 2 3 4 5 Perceived Ease of UsePEOU1Learning to use mobile money is easy for me.Strongly disagree strongly agree1 2 3 4 5PEOU2Mobile money involving sms for transactions is complicated to use.Strongly disagree strongly agree1 2 3 4 5SpeedSP1Using Mobile money is likely to be faster than visiting an atm machine and withdrawing cash or using credit card/net banking.Strongly disagree strongly agree1 2 3 4 5AccessibilityA1Mobile money will be more accessible than visiting a bank/atm machineStrongly disagree strongly agree1 2 3 4 5A2 Mobile money will allow me to make remittances (within and across cities) anywhere /anytime.Strongly disagree strongly agree1 2 3 4 5Advertising and IncentivesAT1I would use mobile money if I could get more information about it.Strongly disagree strongly agree1 2 3 4 5AT2Advertising on mobile money services is not enough to encourage people to try itStrongly disagree strongly agree
1 2 3 4 5AT3I would use mobile money if there are associated reward points or incentivesStrongly disagree strongly agree1 2 3 4 5AlternativesAL1I will use mobile money if other options like atm/debit card are not availableStrongly disagree strongly agree1 2 3 4 5Knowledge and Experience of using Mobile moneyKE1I do not need anyone to demonstrate how to use mobile money because I can learn it by myself.Strongly disagree strongly agree1 2 3 4 5KE2I will use mobile money if I see someone else using it or someone from among my friends/relatives recommends it.Strongly disagree strongly agree1 2 3 4 5Perceived costPC1It will cost a lot to use mobile money.Strongly disagree strongly agree1 2 3 4 5PC2There are financial barriers (e.g., m-wallet account opening cost, handset and communication time) in usingmobile money.Strongly disagree strongly agree1 2 3 4 5Structural barriersS1There are availability barriers( e.g. not many vendors have this facility)Strongly disagree strongly agree1 2 3 4 5Perceived RiskPR1Mobile money is unreliable because I am afraid that my personal or transaction detail would be leakedduring message passing.Strongly disagree strongly agree1 2 3 4 5