The Degree of ImportanceThe Degree of ImportanceLife is full of options and choices. The choices we make shape our future. As we stand at the cross roads after high school we must have the right vision to make the decision to go to college. Education is the single most important factor in todays young people and in our countrys continued success. Specifically, higher education paves a future and provides opportunity for students that attend college and gives them a head start towards a successful career.
Katherine Porter writes that the escalating cost of higher education is causing many to question the value of continuing education beyond high school. Many wonder whether the high cost of tuition, the opportunity cost of choosing college over full-time employment, and the accumulation of thousands of dollars of debt is, in the long run, worth the investment. In order to determine whether higher education is worth the investment, it is useful to examine what is known about the value of higher education and the rates of return on investment to both the individual and to society (503). Most two and four year institutions offer many different programs to lessen the financial strain placed on the students and their families. Grants, low-interest student loans, online classes, co-op programs, and scholarships are a few of the many ways to make college more affordable.
• Robert M. Dineen, Jr., an associate professor of geography and senior associate professor in economics and education at Georgetown University’s George Mason University, defines the current situation of student debt. Dineen writes: “The cost of college is rising and increasing even more in some segments of the U.S.” He recommends not only that students continue to get by on higher tuition rates—as well as that student borrowers should think about making financial sacrifices—but that students face the possibility that debt-related financial difficulties might become a thing of the past. In fact, if current conditions could prevent students from paying more money for college, what role education would play in the resolution of the current financial crisis and to the future of the economy is unknown. Maintaining the quality and dignity of a college education is also a challenge; and the same is true for the current economy. Dineen makes the case that many students are still waiting for some sort of recognition from higher education when they finish high school, even if it’s only in a very short amount of time. He concludes that the current situation “is unsustainable and needs to be addressed without undue delay (5). These and other factors, which would also have to be considered as well, would raise concerns about how well colleges and universities actually treat student-led innovation.” A related aspect of the report is how a number of reforms have been proposed by the Department of Education—one of which will improve Pell Grants while bringing more certainty to students and encourage them to be involved in college at all costs. For those who like their college plans to be more flexible, the most cost-effective option is to offer an offer that will reward individual students and make financial sense for some. But this is a major concern for many to make. On one hand, there are only a limited number of opportunities a college graduate will have for a higher education. On the other hand, this new strategy (for those who are pursuing higher education because they really want to improve their experience and the quality of their educations) reduces the opportunities for student-led innovation and provides incentives for them to attend (504). A third proposal is that colleges will do a better job developing and expanding the information resource (resources) available so that they can better support their graduates. Dineen and his team offer these proposals to address some of the issues raised by the research conducted with the U.S. Department of Education at the national student aid research school of the University of Virginia. These proposals focus primarily on establishing the resources offered by colleges and universities for students to acquire the skills needed to enter high paying professions. The best resources are not only available to students, but also offered to researchers (504.) It is important to note that the report also notes how the U.S. Department of Agriculture had already begun to create new academic research programs in the late 1990s, so there is little doubt that much of the change that will be needed for higher education today might actually be realized with the development of these newer new research endeavors (505). The fact that the current federal subsidies for colleges and universities are not sufficient to support these kinds of projects makes it even harder for students to access higher education. Dineen cautions that many of the new opportunities that college students and other taxpayers have come to expect are not yet there. “Many of the new jobs we now have are those of working with people in their 20s, 30s, and 40s in search of low-paying jobs,” he says. “Some of those
The Bottom Line: Higher education is not a free-market system. It is only a capitalist system designed to deliver higher education to the highest-income group of Americans. The higher education system has become increasingly expensive, inefficient, expensive, and expensive with each passing year.
Education Costs and the Economy
Higher education is an essential part of the American economy, one that most Americans can benefit from without having to attend public and private schools. The average student pays a significant portion of her/his tuition and fees. There are many schools like the University of Massachusetts that offer a competitive, quality education but do not run the same quality higher education programs that are offered by other colleges and universities. The National Student Aid Administration (SNAA) has a list of the nation’s top public schools, which have an almost equal number of public schools with the highest school budget, but not all schools are in the top 200. While this is a well-established fact, many colleges, universities, and state and local universities fail the test of “fair market” competition by using “fees.” This means that many states use federal money to subsidize specialized colleges or universities for the very people their college and university “fees” tell them they need to invest in. And colleges often receive state subsidies that they cannot get elsewhere, including subsidies to subsidize non-profit organizations that run expensive and/or risky programs.
Despite the benefits of higher education, there are some fundamental drawbacks to the business paradigm of college. A high debt burden in the first 15 years of college is a good thing in and of itself, but after that it can become a real problem in the second years where the debt loads rise with the number of students. Many people may worry about their children not learning the material or becoming self-sufficient (48). A higher education program that provides the tools that help individuals learn is also not a bad thing. A college degree may be a very good qualification for the job (49). Students can grow much more quickly, but it is crucial that they understand the risks when making financial decisions. Having a professional degree is critical for earning financial independence from dependence on government. The fact that low-income students have less choice with the government is significant. As a single parent, my job is to make sure my family’s children don’t become dependent on government services and have their own education choices. I pay high wages and do not receive federal tax breaks. That is the difference between having a good career, financial independence, and finding a job that is competitive, flexible, and affordable. Higher education is also a financial opportunity that requires a lot of work on a resume and a solid financial literacy. If you go to public colleges and universities, there is not the desire to keep teaching. It is essential that you do things you love, earn high scores on standardized tests, and do not have to compete with the rest of us who might not enjoy the same degree. Education is also a free market, which makes it available to students and their families. But the reality is that these skills require a lot of hard work and financial discipline and many people are not prepared for college. As parents prepare themselves to become a better student, it is important to find the time to do more on college, not less. We must give more to our kids with the hope that having the skills is a prerequisite to becoming a productive college college student.
The Bottom Line: The low college tuition system is expensive in the United States;
The Bottom Line: Higher education is not a free-market system. It is only a capitalist system designed to deliver higher education to the highest-income group of Americans. The higher education system has become increasingly expensive, inefficient, expensive, and expensive with each passing year.
Education Costs and the Economy
Higher education is an essential part of the American economy, one that most Americans can benefit from without having to attend public and private schools. The average student pays a significant portion of her/his tuition and fees. There are many schools like the University of Massachusetts that offer a competitive, quality education but do not run the same quality higher education programs that are offered by other colleges and universities. The National Student Aid Administration (SNAA) has a list of the nation’s top public schools, which have an almost equal number of public schools with the highest school budget, but not all schools are in the top 200. While this is a well-established fact, many colleges, universities, and state and local universities fail the test of “fair market” competition by using “fees.” This means that many states use federal money to subsidize specialized colleges or universities for the very people their college and university “fees” tell them they need to invest in. And colleges often receive state subsidies that they cannot get elsewhere, including subsidies to subsidize non-profit organizations that run expensive and/or risky programs.
Despite the benefits of higher education, there are some fundamental drawbacks to the business paradigm of college. A high debt burden in the first 15 years of college is a good thing in and of itself, but after that it can become a real problem in the second years where the debt loads rise with the number of students. Many people may worry about their children not learning the material or becoming self-sufficient (48). A higher education program that provides the tools that help individuals learn is also not a bad thing. A college degree may be a very good qualification for the job (49). Students can grow much more quickly, but it is crucial that they understand the risks when making financial decisions. Having a professional degree is critical for earning financial independence from dependence on government. The fact that low-income students have less choice with the government is significant. As a single parent, my job is to make sure my family’s children don’t become dependent on government services and have their own education choices. I pay high wages and do not receive federal tax breaks. That is the difference between having a good career, financial independence, and finding a job that is competitive, flexible, and affordable. Higher education is also a financial opportunity that requires a lot of work on a resume and a solid financial literacy. If you go to public colleges and universities, there is not the desire to keep teaching. It is essential that you do things you love, earn high scores on standardized tests, and do not have to compete with the rest of us who might not enjoy the same degree. Education is also a free market, which makes it available to students and their families. But the reality is that these skills require a lot of hard work and financial discipline and many people are not prepared for college. As parents prepare themselves to become a better student, it is important to find the time to do more on college, not less. We must give more to our kids with the hope that having the skills is a prerequisite to becoming a productive college college student.
The Bottom Line: The low college tuition system is expensive in the United States;
The Bottom Line: Higher education is not a free-market system. It is only a capitalist system designed to deliver higher education to the highest-income group of Americans. The higher education system has become increasingly expensive, inefficient, expensive, and expensive with each passing year.
Education Costs and the Economy
Higher education is an essential part of the American economy, one that most Americans can benefit from without having to attend public and private schools. The average student pays a significant portion of her/his tuition and fees. There are many schools like the University of Massachusetts that offer a competitive, quality education but do not run the same quality higher education programs that are offered by other colleges and universities. The National Student Aid Administration (SNAA) has a list of the nation’s top public schools, which have an almost equal number of public schools with the highest school budget, but not all schools are in the top 200. While this is a well-established fact, many colleges, universities, and state and local universities fail the test of “fair market” competition by using “fees.” This means that many states use federal money to subsidize specialized colleges or universities for the very people their college and university “fees” tell them they need to invest in. And colleges often receive state subsidies that they cannot get elsewhere, including subsidies to subsidize non-profit organizations that run expensive and/or risky programs.
Despite the benefits of higher education, there are some fundamental drawbacks to the business paradigm of college. A high debt burden in the first 15 years of college is a good thing in and of itself, but after that it can become a real problem in the second years where the debt loads rise with the number of students. Many people may worry about their children not learning the material or becoming self-sufficient (48). A higher education program that provides the tools that help individuals learn is also not a bad thing. A college degree may be a very good qualification for the job (49). Students can grow much more quickly, but it is crucial that they understand the risks when making financial decisions. Having a professional degree is critical for earning financial independence from dependence on government. The fact that low-income students have less choice with the government is significant. As a single parent, my job is to make sure my family’s children don’t become dependent on government services and have their own education choices. I pay high wages and do not receive federal tax breaks. That is the difference between having a good career, financial independence, and finding a job that is competitive, flexible, and affordable. Higher education is also a financial opportunity that requires a lot of work on a resume and a solid financial literacy. If you go to public colleges and universities, there is not the desire to keep teaching. It is essential that you do things you love, earn high scores on standardized tests, and do not have to compete with the rest of us who might not enjoy the same degree. Education is also a free market, which makes it available to students and their families. But the reality is that these skills require a lot of hard work and financial discipline and many people are not prepared for college. As parents prepare themselves to become a better student, it is important to find the time to do more on college, not less. We must give more to our kids with the hope that having the skills is a prerequisite to becoming a productive college college student.
The Bottom Line: The low college tuition system is expensive in the United States;
If your interests do not include binge drinking, going to class in your pajamas, or never waking up before noon, then you probably have not given college a second thought. Institutions of higher education were created to encourage learning and the pursuit of knowledge, not taking the course “Immaturity 101”. Reasons for attending college are numerous and finding the right ones are critical for the individual. A significant reason would be the potential for increased earnings. College graduates with a bachelors degree earned