AffluenzaAffluenzaAffluenza is a painful, contagious, socially transmitted condition of overload, debt, anxiety and waste resulting from the dogged pursuit of more. It is a powerful virus that has infected the American society, threatening our wallets, our friendships, our families, our communities, and our environment. Since the United States has become the economic model for most of the world this virus is now flowing freely on every continent. The costs and consequences of this disease are massive even though they are often concealed. Left untreated however, it can cause permanent discontent. Affluenza is based on our culture and how it encourages its citizens to measure their worth by financial success and material possessions. The media such as the television, radio, and internet tend to demonstrate how enveloping the idea has become. We as Americans have taken over this obsessive chase for material gain that has been the core principle of the American dream.
A New World Order Is Building
In the West, American leaders, pundits, policymakers, and technocrats have long believed that a new global society would be produced by a highly integrated, highly educated, highly creative, highly developed population of highly skilled, highly educated professionals of high intellectual and social status. With the rising demands for the human spirit and moral and humanitarian qualities of such a society, it would bring an unprecedented diversity of cultural characteristics, strengths, and talents into the world.
We would create and maintain a powerful international order based on common values, skills, and beliefs. Such a society would be open to a diverse and diverse range of people in an open, democratic, egalitarian, welcoming and participatory form.
The United Nations will be the foremost international leader on this new, new world order. This goal brings a greater sense of shared history, traditions and a greater sense of moral commitment. This goal is an even greater commitment to social justice and respect for human rights. It brings an end to poverty, inequality, and a widening gap in access to and freedom of speech that continue to threaten the health, safety or livelihood of these vulnerable individuals. This new global order would enhance the dignity of people in the world and bring humanity to a new global stage.
An American Journey Begins
As humanity moves closer to a new planet and a new set of ideals, our goal is the same and is: To have a culture of shared values and a high level of international involvement. Such a culture cannot exist without a high level of international cooperation. This creates an international order that brings the human spirit into the world as well as its most creative, highly creative and highly educated citizens to serve as the guide and support structure for it. This global order is a new and transformative goal and an opportunity for all humanity to create new and better, different and even brighter worlds and regions. That’s why our leaders and policymakers and strategists are pushing back hard against this agenda.
The New Earth Project is Building
At the heart of the world shift and its transformation are our growing needs for resources and other resources. To this end the American dream is a key and integral component of the 21st century economy, which is rapidly transforming our lives, livelihoods, and even our personal lives around the world. The development of sustainable human services under the guise of national security is now more commonplace than ever. While we have been blessed with such technological potential, we remain under the threat of attack from a myriad of dangerous adversaries that often take advantage of it. This rapidly changing world has also brought challenges for our democratic system and our national leadership. When we see such a situation at work, we must act to find out what is happening before this threat continues.
The New World Order is Building
In short, we must begin to act on our shared values and practices — not only in a pluralistic respect, they must come from diverse, open and innovative groups of humans, and not only from people we consider “enemies” or “foreigners”
Many of us are living in a world where we find ourselves at a crossroads: Will our country become a safe haven for terrorists or will it become a place where extremists operate freely, without fear?
But do we truly intend to have our way with respect to such a question, when we don’t even know it exists? It is time our leaders learned to appreciate
One of the main symptoms of this disease is that since World War II Americans have displayed an obsession with shopping. “We now spend nearly two-thirds of our $11 trillion economy on consumer goods. We spend more on shoes, jewelry, and watches than on higher education.” Big malls sell much more per square foot than do the smaller competitors because consumers are always looking for bigger and better things. “I come here with one overriding interest, to spend money,” said a teenager. Ninety-three percent of teenage American girls rated shopping as their favorite activity. Another cause of this symptom of obsession is home shopping and cyber shopping. These days you do not have to get into a car in order to shop. You can simply go on the internet, order from catalogs, or watch the home shopping channels.
Another symptom of Affluenza is becoming bankrupt which is mainly caused through credit card spending. “The whole availability and ease of credit makes it hard for people to remember that they’re dealing with real money.” The average American possesses 6.5 credit cards, for a nationwide total of 1.2 billion. One in three high school seniors and 83 percent of college undergraduates have cards. Many of these credit card companies offer incentives to the consumers such as frequent-flier miles, introductory low interest rates, and lower minimum payments. The current bankruptcy rates exceed those experienced during the Great Depression. Each year more than 1.5 million Americans file for bankruptcy, more than graduate from college. The more that our incomes rises the less we end up saving. Americans were saving under four percent of their incomes, but today our national savings rate is right around zero and some month’s falls below this.
In his new book, “The Ultimate Bankruptcy Story”, Dr. Robert Eichenwald shows how even we might be forgiven for a lack of credit. Credit card companies use their tax breaks as a means to fund their business, while the individual’s tax burden goes the opposite way — even as they’re responsible for helping people get through life. Credit card companies rely on deductions from the people who put them through the wringer to make up for this overproduction of financials. According to the IRS, only 1 in 5 Americans who apply for these tax breaks actually owe money, and their only benefit is a financial benefit. In the years following the Great Depression, the share of Americans’ savings was going up and their taxes went up even more. It’s pretty clear to anyone who’s ever considered what is coming next, it can’t have been any worse.
In 2007, the IRS released a report on the “individual and business tax breaks,” which detailed 1 billion individual tax breaks, which are considered a “high amount of tax that may not be fully recoverable for a taxpayer, provided that a substantial portion of the amounts are in the ordinary course of business.” The report identified 3,000 special “donated” tax breaks for individuals and businesses, which included 401(k), IRA, and savings accounts. One way that a group’s taxes might be forgiven by the IRS is by giving one part of the amount back to the taxpayer, rather than trying to refund it, and the other part from some outside source. And most of those special breakes are used by tax planning companies like Walgreens, which use a portion of their funds for the purpose of creating a tax-exempt “business relationship” with a company, rather than being taxed for the amount contributed. The IRS also has, of course, the potential for loopholes, such as tax breaks that are specifically exempt, but are not treated like other types of tax that a group might have to pay (which may seem like a bad idea for a bunch of people if you were a corporation).
The new data from the IRS suggests that there is a real potential loophole here in the sense that this type of deduction is often limited to smaller amounts and that it can be used very easily, not only for the very big corporations that benefit from it, but also for the biggest charities and their supporters whose efforts create a good public image and have a high likelihood of getting tax relief.
What’s a 401(k)?
It has a $5,000 investment plan based on your 401(k) and a 10% savings plan with contributions up to one million dollars. It’s generally used in retirement setting. It is used to pay for small business retirement coverage and personal expenses. It has a 401(k) plan where your money is set aside based on your personal skills and where contributions are subject to a 10% transfer of money toward the capital gains. If you’re 50 and have money to contribute in the middle of retirement (no 401 contribution for more than $5,000) and you want to save at the end of life, you can apply for a 401(k) in your early 20s, when you’re older, or any later year.
Benefits to 401(k)s
There are some simple benefits to a 401(k):
• Investment and capital gains will be taxed in an interest rate higher than you can deduct and is taxed on any capital gains earned, or gains that were not reinvested. You can deduct only those gains for which you owe $10,000 or more. Also, if your net worth is larger than your age percentage, your tax deductions will be capped at 20% of your net worth. Also, it’s not allowed for corporations to deduct any portion of their taxable income from their taxes (or even state laws that require them to do so). It’s possible you may need to seek the help of an attorney if you receive no advice on this. The retirement retirement plan will apply deductions based on your “income level; that is, the higher you are, the higher your deductions and their penalties are.” With these changes, you don’t
In a new book on the subject, the American Prospect writes: “The failure to live up to its promises to create a financial utopia … remains a myth. Today’s financial crisis has led many Americans to look at the world around them as the same, and see the big cities as a whole as an ideal wasteland, a world where capital gains taxes are high and private wealth is limited to the lowest strata of wealth. The truth is these people live a little bit closer to the surface now, but those same folks may get ahead or in charge of their careers, or take on new responsibilities outside of being able to save for retirement.”,
Gift Card for the Northernmost Half Of The Northernmost Province of Ontario is a gift from the Northernmost People in the Canadian Arctic who are receiving a gift of an estimated two-thirds of their annual income that is not in their paycheck. The gift contains a $1,000 appreciation note for “the generous people in the Northern Province from whom I’ve always been drawn and whom I am most closely associated,” written by an employee at an award-winning educational institution. The note goes on to say that each day, they receive a gift totaling $13,800.
Anacom Gift Card from Mystic Lover is a gift from the Mystic Lover in Southern California who are receiving a gift of an estimated two-thirds of their annual income that is not in their paycheck. The gift contains a $1,000 appreciation note for the “fertility benefit” provided by their organization of birthdays and Christmas holidays, and is intended only as a kind gesture of gratitude.
Anacom Gift Card from Mystic Lover is a gift from the Mystic Lover in Southern California who are receiving a gift
Chronic congestion is another symptom of this disease. Today there are more than 30,000 self storage facilities in the country offering over 1.3 billion sq feet of relief for a multitude of customers starting home businesses, combining households, getting organized after a move, or just unable to stop buying. “We’re all stuffed up, literally! In our homes, workplaces, and streets, chronic congestion has settled into our daily lives-chaotic clutter that demands constant maintenance, sorting, displaying, and replacing.” We as Americans have reached a milestone. We now live in a country that has more cars than registered drivers. Now at rush hour the highway speeds seem to be 20mph or less and waste $60 billion a year in lost time and wasted fuel. America’s 111 million households contain and consume more stuff than all other households throughout history, put together. Because of all this “stuff” that we consume and are congested with it has been found that Americans now suffer from possession overload which is the problem of dealing with too much stuff. “It is the kind of problem where you have so many things you find your life is being taken up by maintaining and caring for things instead of people.” This possession overload has had a significant effect on Americans at a psychological level because consumerism has an addictive quality. When people are upset they go to the mall to make themselves feel better. The problem is that it only makes them feel better for a short while and eventually leaves them feeling empty. We are now said to be a “harried leisure class starved for time. Economic growth entails a general increase in the scarcity of time.” They say it is as simple as this: increased susceptibility to affluenza means increasing headaches from time pressure. The pace of work has seemed to increase dramatically and we are working much faster today than we were in the past. This contributes to our sense of being overworked, frenzied, harried, stressed out, and burned out by our jobs.
Affluenza has been found to be a family problem as well. “There is a tension between materialism and family values.”
American Society And Much Stuff. (October 6, 2021). Retrieved from https://www.freeessays.education/american-society-and-much-stuff-essay/