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Financial AnalysisFinancial AnalysisBELL ATLANTIC, COMPETITION and the TELECOMMUNICATIONS INDUSTRYPassage of the Telecommunications Act of 1996 established criterion for abolition of the competitive restraints of the Modified Final Judgment (MFJ), the court decision that compelled AT&T to break up in 1984, and caused the creation of the “Baby Bells,” including Bell Atlantic. Of primary concern to.