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Angus Cartwright Jr. Angus Cartwright, Jr Investment Counselor 123 Bricks Lane Arlington, VA 24584 (504)568-8965 May 17, 1999 John DeRight Judy DeRight 585 Investors Road Arlington, VA 24584 Dear John and Judy, Thank you for the opportunity to work with you on your investment plans. I am excited about the prospects that are available to.