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Essay Preview: Crap Report this essay Methodology: The paper uses historical returns from 1871-2004 to assess the Presidents personal accounts proposal. It does 91 different simulations for a worker born in 1990 assuming that he or she experiences the actual returns from 1871-1914, 1872-1915, 1873-1916, all the way through 1961-2004. This sample has an average.