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Overview of Long Term Care (ltc) InsuranceEssay Preview: Overview of Long Term Care (ltc) InsuranceReport this essayOVERVIEW OF LONG TERM CARE (LTC) INSURANCEHigher net worth individuals often consider “extended health care”, as a personal risk for which they can self insure or insure with third party LTC coverage. Long-term-care insurance can be risky and is.