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Understanding Fico ScoresEssay Preview: Understanding Fico ScoresReport this essayUNDERSTANDING FICO SCORESPROBLEMThis report is designed to inform the reader about FICO scores and make recommendations on ways to maintain a favorable score or improve an unfavorable score. This report will also answer these specific questions: What is a FICO score?How is the score determined?What effects does.