Affordable HealthcareEssay Preview: Affordable HealthcareReport this essayRunning head: AFFORDABLE HEALTHCAREAffordable Healthcare Act of 2010Patients Bill of RightsNasim HawashemDeVry UniversityAbstractThis paper will discuss the policy of the Affordable Healthcare Act of 2010 and the impact that it has on society. The Affordable Healthcare Act is a legislation to provide healthcare for all Americans. The Affordable Healthcare Act contains a section of undeniable rights for the individual that are entitled Patients Bill of Rights. In this policy paper the Patients Bill of Rights will be discussed in depth and each aspect will be reviewed on an individual basis. The paper will discuss The Affordable Healthcare Act, The Patients Bill of Rights, and what the two policies combined hope to achieve for the American population. The paper will review the history of the legislation as well as the implementation and what the future will hold for the new laws governing healthcare.
Affordable Healthcare Act 2010Patients Bill of RightsIntroductionThis policy is one of great importance that affects every American. The Affordable Healthcare Act allows every individual certain undeniable rights and protects their needs for medical coverage. These rights are outlined in The Patients Bill of Rights, the main policy to be discussed throughout this paper. The Affordable Healthcare Act of 2010 and the Patients Bill of Rights are necessary means to providing all Americans with equal healthcare coverage and accessibility. The Affordable Healthcare Act of 2010 is a means to a new way of life for many Americans that suffer from medical conditions and need help receiving or affording health insurance.
• Article VI: Affordable Care Act • Part III: The Patient Protection and Affordable Care ActThe American people have a right to health care and a right to choose health insurance or not. The ACA recognizes that every individual is entitled to the best medical care he or she needs in his or her current state of health. It guarantees a right to a level of health care care insurance that meets quality standards without breaking many consumers’ personal or family financial protections. The Affordable Care Act is important for America’s health care-related organizations to include both small and large employers in their plans, as well as large corporations and medical facilities with medical directorships. All Americans are entitled to health care coverage whether they have health insurance or don’t. Insurance is only one way to secure the quality and dignity of health care, but also offers equal opportunities and benefits for each group. People who are not covered by a health insurance plan will enjoy adequate availability and protection if they continue to seek treatment for the condition. • Article VI: Insurance Reform and Health Care in America • Part III: Health Care Coverage and Affordability. • Article VII: Government Accountability and Care of the American People • Part VI: The American Health Care Act • Part VII: The Access to Affordable Care Act • Part VIII: The Health Insurance Program for All. • Article IX: Care of People of Color • Part X: Health Care Information Act. • Article XI: Medicare and the Family Code and the Medical Fee Accounting Act • Part XII: Preventative Care Providers Act • Part XIII: Insurance Providers Act • Article XIV: National Health Care Reform Act • Part XV: Social Security Act • Part XVI: American Community Health Plan • Part XVII: Employee Retirement Income and Contribution Plans. • Part XVIIII: Social Security Insurance Contributions and Taxes. • Part XVIV: Social Security and Other Public Benefits. • Article XIX: Personal Medical and Health Insurance Requirements for U.S. Residents and Residents of United States Minorities and Citizens. • Part XX: Health Care Coverage and Affordability • Part XXI: Income Insurance and Tax Deduction for Certain Individuals (Employments) • Part XXII: Coverage of Qualified Medical Care and Retraining Benefits • Part XXIII: Qualified Health Insurance Coverage and Benefits • Part XXIV: Medicaid and Medicaid Financial and Benefits. • Part XXV: Coverage of Personal Medical and Health Insurance Coverage and Benefits If you plan on applying for health care under the ACA, your coverage will be subject to the following three conditions: First, you shall maintain coverage that meets the requirements of the ACA’s individual mandate. Second, you shall comply with all applicable requirements for your individual coverage (including a cost-share plan.) Third, you are required to keep full copies of your health insurance coverage that are available under your individual insurance plan. The individual mandate applies even if you have not previously owned an individual market-share plan in existence. If you do not adhere to both of these conditions
This Policy
Provides a broad-based, nationwide, open-minded medical care coverage system providing access to comprehensive, comprehensive and affordable high-quality health care for all Americans.
Provides a one-year Medicaid expansion, one of the few options for a full payment option for people without health insurance for more than three years, and has been available to everyone but those who are older than 66 or those who are in the mid-50s (including for those people who live in nursing homes with older family members).
Promotes single family coverage for nearly 1 million more Americans (defined as a person on or after July 1, 2018) with private health insurance who want to keep their coverage as single-payer as possible.
Provides affordable, limited and affordable care for all Americans, including some seniors, young adults, single women:
for those elderly with some type of medical condition or health care,
for those who live below the poverty level for at least one full time, not as a dependents, or as a family.
for those who live with others who are not eligible for Medicaid, Medicare Prescription Drug or other support programs
for people on Medicaid, Medicare Prescription Drug or other support programs for uninsured veterans or those currently living on disability, whether on Medicare or other Medicaid support programs.
for those veterans and a family who has a family member who is dependent on Medicaid.
for people who participate in a single insured health insurance plan, a universal benefit for all. This insurance plan provides access to a single paid health care option, and provides no charge for covered care, so all Americans can now participate in their insurance plans and they are not paying for additional care. Many patients can also receive insurance at no cost through this program as long as they are covered by that plan.
provides coverage for people who have a disability and who are covered under Medicare, and in this scenario they can also receive coverage from Medicare. The ACA has been a model that has benefited every American for the past five years and this program provides the insurance coverage that benefits those patients most. Many uninsured people can get health insurance without having to pay for it or pay at a different cost through this program, whether they are Medicaid, Medicare or a private insurance plan.
If we wanted to create an expansion of health care coverage nationwide, we should consider many different ways to expand coverage. The health care system in place today doesn’t have the right infrastructure or the right processes to provide coverage. If the Affordable Care Act has the capacity to provide coverage, then it should apply. I cannot think of a healthcare system that doesn’t apply in some cases. This would greatly expand access to healthy, comfortable, affordable and affordable healthcare.
Affordable High-Quality Health Insurance
Obamacare creates new rules and regulations to allow the federal government to build more and more affordable health insurance coverage to meet their needs
Affordable Healthcare Act of 2010Summary and overviewDefinition of the Affordable Healthcare Act of 2010. Its an act to insure immediate improvements in the healthcare of all Americans (Public Law 11-148, 2010). The Affordable Healthcare Act will also perform amendments to the Public Health Service Act (Public Law 11-148, 2010). The Affordable Healthcare Act is the governments means to make the individual accountable for their insurance by insuring that insurance is offered to each individual at a premium the individual can afford. According to Congress the Affordable Healthcare Act places consumers back in charge of their healthcare (HealthCare.Gov, 2010). If the Affordable Healthcare Act of 2010 sustains through all of the courts and appeals that have been attacking it since it was passed it will earn President Obama a place in history as the president who overhauled the American healthcare system (New York Times, 2011). Both Harry Truman and then Bill Clinton attempted to pass acts that would offer healthcare to all Americans and their attempts failed, this would truly be a victory for the Democratic party and many Americans feel a victory for the nation as a whole (New York Times, 2011).
Patients Bill of RightsSummary and overviewDefinition of the Patients Bill of Rights. The Patients Bill of Rights is a section of the Affordable Healthcare Act of 2010 that inures individuals have certain rights that cannot be revoked under the bill. The Patients Bill of Rights allows the American people the stability and flexibility they need to make informed choices and decisions in regard to their healthcare (HealthCare.Gov, 2010). The Bill of Rights allows the individual to ask questions and become informed about their healthcare and the illnesses they and their families may face in their lifetime. The Patients Bill of Rights builds on other Affordable Healthcare policies such as reviewing premium increases, keeping young adults covered, and providing affordable coverage to people with pre-existing conditions (PBC.Org, 2011). The Bill of Rights adds several more rights to protect the patient that the Affordable Healthcare Act did not already address.
What makes the Bill of Rights Important?Protection. The Patients Bill of Rights protects the individual in areas such as non-coverage for pre-existing conditions or lifetime limits. Under the new policy there is no waiting period for pre-existing conditions of any kind or for any age. There are no lifetime limits for an individual; basically the individual is covered by their insurance no matter the cost or the length of time. This type of protection of coverage would be pertinent in a patient who had a serious condition such as cancer. Annual limits and lifetime limits are easily reached with serious medical conditions and then the individual is left to make ends meet on their own.
Education. The Patients Bill of Rights allows the individual access to educational information and services regarding healthcare. The bill allows the individual the opportunity to seek second opinions and the ability to see specialists for diseases that their primary care physician is unable to fully educate or treat them for. Under the Bill of Rights preventative care is covered at no out of cost expense to the patient, this care includes counseling of issues such as quitting tobacco use or family planning (HealthCare.Gov, 2010). This form of counseling would be considered educational to the patient and with the new act patients are entitled to this form of education free of charge.
Implementation of the Patients Bill of RightsCurrent implementation. According to HealthReform.GOV six months after the Affordable Healthcare Act was implemented certain sections were enacted for all Americans to include: no pre-existing conditions for children under 19, no arbitrary rescissions of insurance coverage, no lifetime limits on coverage, no restricted annual dollar limit on coverage, protecting the patients choice of doctors, and the removal of insurance company barriers for emergency department services (2010). These are just six of the ten rights covered by the Patients Bill of Rights. All of the rights should be enacted by 2014 and will be implemented in phases. The first sections to be implemented were those sections deemed most necessary and pertinent to the average American with medical needs (HealthReform.GOV, 2010). In September of 2011
The Patient Bill of Rights is a document in which a healthcare professional is required to obtain a waiver that entitles him or her to all rights, including the right to practice medicine and other health services and access to a physician-assisted suicide. When this clause is present, the waiver requires that the physician’s decision not to take any action to prevent the risk of death or serious injury that is related to suicide be fully documented.
In addition, with respect to the above described provision I was unaware that the Healthcare Bill of Rights was specifically drafted to cover emergency medicine and emergency care personnel, so that medical providers, as they are known, may apply for and receive waivers to apply for such rights. However, this was immediately denied when the first section of the Patient Bill of Rights was read on September 10, 2011. While the Patient Bill of Rights is not a bill of rights intended to be signed without an agreement between the two, the HealthReform.GOV and HealthReform.GOV submitted similar, but much more comprehensive proposals to Congress about the issue, but found that they had only included basic provisions of the Patient Bill of Rights when presented to Congress.
Many health care providers and their representatives have proposed numerous amendments to the Medical Bill of Rights requiring physician decisions to require their patients to have medical information about suicide. Some have proposed that the proposed Amendment be rewritten to:
Require the written declaration of suicide in the case of an individual with serious impairment and a potential disabling injury where a person is unconscious or is under the influence and it would be the first time that a person would be given written information about suicide as a result of their medical condition. Requires the patient’s physician to make a final determination on whether the individual needs medical care. Prohibits the individual from providing any medical care and may not require the individual to provide any mental health needs such as emotional distress or other psychological disorder in the event that it is the first time those needs are met. Prohibits the individual from having all the medical care that requires for an individual to respond to an emergency or for health to meet any of its requirements under Section 1202 under the Medical Bill of Rights (2007-08 only). Prohibits a person from requesting to have a physician present a suicide course that will be completed when the course is completed. Prohibits the doctor from requiring the individual to furnish a suicide certificate or any other information that may affect the individual’s ability to make informed decisions about his or her use of medication. A physician also may request a suicide order under Section 1432(n) of the Health Insurance Portability and Accountability Act (HIPAA)(2008) if the physician presents the individual with an emergency discharge which would result in the individual’s refusal to carry forward the course of medication. A doctor must report any information disclosed under this clause with the Department of Health and Human Services upon request. Prohibits such request or refusal of any emergency medical provider or insurance company from requesting a physician’s medical information as part of a course of treatment. Requirement that the physician disclose to the health care provider if he or she wishes to do so or does otherwise the decision making responsibilities under the Medical or Medical Practice Act. Prohibits the medical care provider of a patient whose person is unconscious or under the influence of a controlled substance from providing information about suicide that may provide a justification for treatment of suicide as established by statutory or law. Prohibits use of a controlled substance if the potential harm it will cause
The Patient Bill of Rights is a document in which a healthcare professional is required to obtain a waiver that entitles him or her to all rights, including the right to practice medicine and other health services and access to a physician-assisted suicide. When this clause is present, the waiver requires that the physician’s decision not to take any action to prevent the risk of death or serious injury that is related to suicide be fully documented.
In addition, with respect to the above described provision I was unaware that the Healthcare Bill of Rights was specifically drafted to cover emergency medicine and emergency care personnel, so that medical providers, as they are known, may apply for and receive waivers to apply for such rights. However, this was immediately denied when the first section of the Patient Bill of Rights was read on September 10, 2011. While the Patient Bill of Rights is not a bill of rights intended to be signed without an agreement between the two, the HealthReform.GOV and HealthReform.GOV submitted similar, but much more comprehensive proposals to Congress about the issue, but found that they had only included basic provisions of the Patient Bill of Rights when presented to Congress.
Many health care providers and their representatives have proposed numerous amendments to the Medical Bill of Rights requiring physician decisions to require their patients to have medical information about suicide. Some have proposed that the proposed Amendment be rewritten to:
Require the written declaration of suicide in the case of an individual with serious impairment and a potential disabling injury where a person is unconscious or is under the influence and it would be the first time that a person would be given written information about suicide as a result of their medical condition. Requires the patient’s physician to make a final determination on whether the individual needs medical care. Prohibits the individual from providing any medical care and may not require the individual to provide any mental health needs such as emotional distress or other psychological disorder in the event that it is the first time those needs are met. Prohibits the individual from having all the medical care that requires for an individual to respond to an emergency or for health to meet any of its requirements under Section 1202 under the Medical Bill of Rights (2007-08 only). Prohibits a person from requesting to have a physician present a suicide course that will be completed when the course is completed. Prohibits the doctor from requiring the individual to furnish a suicide certificate or any other information that may affect the individual’s ability to make informed decisions about his or her use of medication. A physician also may request a suicide order under Section 1432(n) of the Health Insurance Portability and Accountability Act (HIPAA)(2008) if the physician presents the individual with an emergency discharge which would result in the individual’s refusal to carry forward the course of medication. A doctor must report any information disclosed under this clause with the Department of Health and Human Services upon request. Prohibits such request or refusal of any emergency medical provider or insurance company from requesting a physician’s medical information as part of a course of treatment. Requirement that the physician disclose to the health care provider if he or she wishes to do so or does otherwise the decision making responsibilities under the Medical or Medical Practice Act. Prohibits the medical care provider of a patient whose person is unconscious or under the influence of a controlled substance from providing information about suicide that may provide a justification for treatment of suicide as established by statutory or law. Prohibits use of a controlled substance if the potential harm it will cause