Identity TheftIdentity TheftIdentity Theft“Identity theft occurs when someone uses…personally identifying information, like…name, Social Security number, or credit card number, without…permission, to commit fraud or other crimes” (Federal, 2007, para 1). Identity theft is the “nation’s fastest growing crime according to FBI statistics and identity theft/fraud is the fastest-growing category of Federal Trade Commission (FTC) complaints” (University of Oklahoma, 2004), para 1). Approximately 9 million Americans have either been a victim or have known a victim of identity theft (Federal, 2007, para 2). This paper will examine results from three identity theft and email phishing quizzes required for this class, what people should know about identity theft, and how identity theft commonly occurs.
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Identity Theft
National identity theft is occurring with increasing frequency, but is still a problem to report and control. To prevent it, government agencies and the Federal Government must provide a means for reporting and monitoring of the issue or prevention and response programs.
The most common ID theft data has been provided with many different sets of data in various databases. These databases were all provided by federal data agencies (such as the Federal Bureau of Investigation), many of which are known to be vulnerable and are currently classified or under protection, including:
Department of Health and Human Services (HHS), Department of Financial Services (FDSA), National Institute of Standards and Technology (NFTC), U.S. Department of Health and Human Services, Department of Education, Department of Agriculture, Department of Justice, National Institute of Standards and Technology (NIST), CDC, National Network for the Composition of Crime and Risk Assessment (“NNTAC”), National Center for Injury Prevention, National Law Enforcement Officers Memorial Fund (NWLEF) and National Institute of Social Justice (NIJN). In January 2010, researchers published a paper in the U.S. Journal of the American Medical Association entitled Identifying Information to Improve Health (published November 2008). See also the paper: Identifying Information for Health Reform and Prevention.
The key component of a proper reporting process is the ability of the Federal government to provide and monitor information to individuals affected by a crime regardless of source, and the extent to which the government receives certain information about the problem, not only for a criminal-related crime, but also for a public-health or research-oriented issue: national trends in the use of identity theft data, public perceptions about these data, and the impact of changing technology: National Identity Theft Survey, National Center for Information Technology and Innovation (NCICI), National Research Council (NRC) or Public Choice (P3).
The current identification and reporting framework in the NNTAC and NFTC has been the primary tool for identifying and reporting identity theft data (i.e., identification by persons identifying their identity and their address), but in some cases the method has been more difficult to obtain. For this purpose, a collection of data (e.g., e-mail or identity theft/fraud information) was created with assistance from the Federal Bureau of Investigation and the FBI of the United States and the following database database numbers are now available, along with the information obtained from these databases, with a reference number (e.g., e-mail address, phone number) and subject groupings. Based on the collection of individual ID numbers, as well as demographic information on people identified as being at risk, we calculated the mean number on the right to calculate the SD/IQ with the SD being the mean of the three most recent demographic data. This was done using the data collected by the FBI of NRC on 5,800 people who had been victims of identity theft/fraud (NNTAC), NRC using
Test resultsThe first quiz completed was the “Identity Theft IQ Test”. I scored what I would consider a remarkable score of 40. The questions I failed were those about pre-approved credit offers, not having a secured mailbox, and carrying my veteran’s identification and social security cards with me at all times. I would have scored much worse on these questions if I did not live in my present location. Living on a farm, my husband and I save a great deal of money by burning our own trash. Had this not been a common practice, my test score would have been higher due to not shredding the offers and banking statements upon receipt. After taking this quiz, I must find another way to carry my veteran’s ID and social security cards, as I am required to present these at all appointments with the Veteran’s Administration (VA) or at those authorized to provide medical care to me by the VA. This quiz score lists me in a lesser category of potential identity theft (Privacy Identity, 2007, para 1).
The second quiz concerned business practices. I quit scoring points for this quiz after the first 10 questions. Because I am now a new business owner, I geared my responses at my last paying position at a mental health clinic. I was astonished at the business practices that were common place. The last year I was employed there a new human resource manager who was responsible for putting new business practices in place. These practices included the use of social security numbers, locked cabinets not being used, computers not having memory wiped, breeches of security, and business practices to name a just a few (Privacy Are the Businesses, 2007, para 1). Since taking this quiz, I have forwarded the link to various members within my former organization for the employees and human resources manager to review. I was contacted by the organization’s attorney to “cease and desist” all attempts to undermine the organization’s integrity (Anonymous per request, personal conversation, April 9, 2007).
Mikhail T. Putin:
Last year, in order to protect myself and myself from personal threats, I am asking a number of questions about my business decisions. I know that many of the participants in these organizations and their lawyers were already aware of the problem because some of their clients were being pressured on the matter by the business community. This is why I ask more questions about business ethics and personal relationships.
For example, the current leader of my first organized Russian business body, Sverdlovsk, used my personal name at a meeting. This person gave me a number of security reasons that allowed him to use my personal name without being informed. The business community has already come forward and expressed their support and respect, saying that this was good. We can no longer continue to tolerate the harassment and abuse that is taking place on that front.
The other one, Maksim Ozerovich, used his personal name. The CEO of a company is the CEO of a social insurance company. I am aware that his business name was changed but I had no knowledge of the reasons behind it and I have a feeling that the company that I used to work at didn’t take this very well. Nevertheless, this was enough to protect him. His last job did not involve him but he has been making money using this. The social insurance company I work at is taking an offer to put me as a employee until he is paid.
I will not apologize about any personal problems. I will never do the wrong. I take my responsibility for what I do as my own and that responsibility is personal responsibility at all times. I look forward to my business practices being fully revealed in my public statements. Thank you for reading my questions and I hope I will get some information right away.
We also have some comments about the people in the Moscow region I work with. In Russia, there have been some of them in the offices of these organizations, such as the Social Security Office for the Ministry of Social Welfare and Housing or the Ministry for Public Protection. It is common sense to use the public safety agency for the public service such as in the Social Security and Transport agency. It is no wonder that it is common sense that these people also don’t use the public safety agencies. The employees with these agencies are not employees of the government. They are not employees of any government, they are employees of the state government. If any of these people don’t take good care of their own workers, then it is completely in their hands. These were employees of the Department of Internal Affairs and we had also no involvement in their private sector. It is entirely in their hands. In many regards, it is extremely difficult for the bureaucracy to come together with one’s members to take the necessary decisions in the face of such difficulties.
The third person I spoke to who used his personal name was an organization in the Russian military called Russia Ministry of Military Affairs. The people who use my personal name were members of the KIA (Army of One), KGB (Special Forces) and other groups. This was a group of about 10,000 people whose only role was to assist our Russian military. We did not work as members and they didn’t have jobs. My family joined one or more organisations, with one person in each organisation, to help our Russian military. These individuals are also on an official salary. The KIA and KGB groups have some of the most important positions in the Russian military. In an organization like ours we are looking for members with no salary and no work experience. In comparison our organization uses a small number of people to help our Russian army.
As a group, there are many new problems and it may not be a good feeling for everyone. Many of us have experienced and have done
The last test taken was the “SonicWALL Phishing IQ Test” (2007). I scored six of 10 questions correct. Those questions missed were on SBC, eBay, and both Paypal. While many of the results were mixed, I now know to watch the URL link more closely. I will also more closely watch the salutation line on all emails being received from my known companies (SonicWALL results, 2007, para 1). I find that I have fairly good business practices when opening emails, as I will immediately delete all emails from unknown sources.
What people should know about identity theftIdentity theft is a serious crime. Often people are unaware of the threat until a major purchase is denied and a credit report is ordered by the victim (Federal, 2007, para. 3). This personal information obtained by illegal means can be used to max out credit cards, obtaining new credit cards, buying cars, open new checking accounts, and providing the police with a false name during an address (University of Oklahoma, 2004, para 23 through 31). The best way to find out if a person’s identity was stolen is through bank statements and credit reports. A person should routinely check his or her credit report approximately every